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Expand the description and view the text of the steps for this how-to video. Check out Howcast for other do-it-yourself videos from Dynamic and more videos in the General Personal Finance category. You can contribute too! Create your own DIY guide at www.howcast.com or produce your own Howcast spots with the Howcast Filmmakers Program at www.howcast.com People who manage to sock away money — even on a tight budget — all live by this motto: Make it over, use it up, make do, or do without. Now you can learn from their secrets! To complete this How-To you will need: Motto Due diligence Quality merchandise Price monitoring Self-sufficiency Priorities Promotion codes (optional) Coupons (optional) Free shipping (optional) Store policies (optional) Step 1: Do your homework Do your homework before buying anything, especially big-ticket items. With the internet, comparison shopping is easier than ever. Tip: Once you’ve made a buying decision, search online for “promotion codes,” “coupons,” and “free shipping.” Step 2: Invest in quality Buy quality merchandise. It’s cheaper in the long run because it won’t need to be fixed as often or replaced as soon. Step 3: Check every receipt Check every store receipt and restaurant bill to make sure you’ve been charged correctly. If you put a meal on a credit or debit card, keep the restaurant receipt to compare with your credit card or bank statement; some restaurants engage in so-called “tip-jacking,” — adding in a tip or increasing the …

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